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Práctica de Conversación Uno a Uno
PRACTICA DE
CONVERSACION 2
(GRUPOS)
A Plan for Larger Groups:
STUDENT LOANS AND CREDIT
Como este plan se relaciona con la práctica de conversación en
INGLES no es traducido aquí.
A. YOU ARE THE BOARD of directors of the company:
Student Loans & Credit Finance of Fitzcarraldo S.A.
You have US$60.000 remaining in your loans and credit budget for the year and you MUST pay it out in full when you make your present decisions.
‘Credit’ in this context means you can arrange and finance any credit card for a student; ‘Loan’ means you give the money direct to the student.
The terms are:
“Loans or credit can only be given to current students for the
purposes of assisting in their education or preparing them for a
professional career.”
All loans must be repaid, or credit card balances reduced to zero and canceled, within seven years.
You, the board, have a complete and unlimited discretion over any loan or credit payments or amounts to any or all candidates. You do not need to prove that your decisions are reasonable but decisions must be honest and represent the decision of a majority of the board.
As usual, you are expected to use your own judgment, general knowledge and common sense.
As this plan relates to loans and credit planned by a conversation group in ENGLISH it is not translated here. If you, as the Board, need a translation:
Como este plan se relaciona con la práctica de conversación en inglés no es traducido aquí. Si ustedes, el Comité, necesitan una traducción -
- to attract more members at all levels of ability
- to be sure that the conditions/terms are fully understood
- to ensure that the terms and conditions are complied with
- to make your decisions comprehensible
then your first decision might be to consider translating this document (and agreeing on the translation) or nominating a translator or translators.
Other resources: before joining the group, members could consider the general aspects of conversation in the Oral Interview (English).
Otros recursos: antes de unirse al grupo, los miembros podrían considerar los aspectos generales de la conversación en La Entrevista Oral y también en la Conversación de Cinco Minutos.
THE ONLY LOAN CANDIDATES for your consideration are listed below.You may not give credit or loans to any other person.
1. GLORIA,
aged 27, comes from Caracas, Venezuela. She took a degree in History when she was 24. She wants to start up a website dealing only with luxury hotels.
She proposes to take a 60–day tour testing various five-star hotels around the world.
She has prepared a comprehensive budget and business plan which shows -
Travel: $20.000; hotels: $15.000 and daily expenses of $4.000, making a total of $39.000.
She plans to use $11.000 of her own money and therefore applies for a loan/American Express card for $28.000
2. JOSE MANUEL,
aged 26, comes from Valladolid, Spain, but lives in Yorba Linda, California. He is a computer language engineer and has a first degree from Madrid Complutense and a Masters from UCLA.
He applies for $12.000 to support him in his PhD course at Massachusetts Institute of Technology (MIT), for which he has been accepted.
But firstly Jose Manuel, who considers himself an entrepreneur, applies for credit of $4.000 to complete ‘the deal of a lifetime’. He is always on the lookout for business partners and has made a connection with some businessmen in Lagos, Nigeria.
They advise him that they have $2.000.000 in a New York bank account which they cannot access without the help of a United States resident. They have selected him after a careful search and will give him a commission of 32.755% of the two million when it is in their hands. They will also pay his expenses to go to New York to withdraw the money.
However, in order to show his good faith he urgently needs to pay $4.000 into the partnership account in Lagos and, as a separate matter from the $12.000 for MIT, he applies for this $4.000 first.
He makes the point that with his profit of over $650.000 from this deal, he will not need the $12.000.
3. MACTILDA,
aged 33, comes from Germany but lives in Hong Kong. She has a degree in Marketing from Leibniz and studies advertising by distance learning with the New Age University, West Bengal. She is a single mother with two children.
She has a small factory making rag dolls, which she sells on the internet. She needs to expand her production capacity as she cannot produce any more in her present factory. The business is successful, making gross profits of $105.000 a year on a minimal financial outlay but maximum working effort.
She applies for $30.000. If her application is successful she has backers in West Bengal and in Kowloon who will invest a further $40.000 dollars in total. Her expansion plans will produce about thirty new jobs in these two locations.
4. ROSANNA,
aged 22, comes from Poland but lives in Rochester, New York.
She did not attend university but is an apprentice perfume scientist with an international company.
The French language is dominant in her industry and she needs to learn French as soon as possible. She is trilingual in Polish, German and English. She has researched on the internet and thinks he could learn French in Paris, France, on a six-month course.
The cost of the course is $7.500 and she calculates that another $6.500 would cover her travel and subsistence. She claims a total of $14.000.
5. ANDREW,
aged 19, is single, and lives in San Francisco. He has excellent high school grades but did not go to college. He has worked hard as a bartender and city guide in the past two years. He now wishes to study law at SF State.
Andrew proposes to continue working part-time and living at home with his parents, but he needs $7.000 to help towards fees and books.
His credit record shows that he is in default on his credit card, owing $700.
PLEASE REMEMBER:
There are no loans or credit cards outside of this story. The idea is to produce good discussion and conversation in a civilized manner. All the applications made are debatable and, in general, your opinion is as good as anyone else’s.
Whether ‘research’ is required in these cases is your decision and you can proceed as at Exercise 1, but you cannot ask the candidates any questions.
Subject to the terms, your own judgment, general knowledge and common sense, there are NO precisely 'correct’ answers here.
For some thoughts on translation skills please see The Translator
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